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October 30, 2025

Trump Accounts: Tax Planning for 2026

The "One Big Beautiful Bill Act" introduces a new tax-advantaged savings vehicle for children, often called a "Trump Account." These IRA-like accounts have rules that could be a game-changer for families and employers building long-term wealth. With the 2026 tax year approaching, it's crucial to understand the technical and administrative aspects of this new law.

Join Eric Lanning, Esq., and Foundation Wealth & Tax Advisors' Matt Costa, CPA, CFP, Macc., on October 30th at 1 PM for a comprehensive breakdown of "Trump Accounts" for parents, grandparents, business owners, and financial professionals. Topics will include:

  • Law Specifics: A deep dive into rules for contributions, including the $1,000 government seed contribution and the annual $5,000 cap.
  • New Employer Benefit: How employers can contribute up to $2,500 tax-free to an employee's child's account.
  • Head-to-Head Comparison: A look at "Trump Accounts" versus 529 plans and traditional IRAs.
  • Latest Regulatory Guidance: An up-to-the-minute review of any new IRS or Treasury Department guidance.‍
  • Practical Next Steps for 2026: A clear plan for families and businesses.
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Eric G. Lanning
Counsel
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Frost Law is comprised of skilled tax attorneys, business attorneys, litigation attorneys, estates attorneys, Certified Public Accountants, Certified Financial Planners, and other tax professionals.
We have been serving clients across the country and abroad. 


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