Saenz and "Chapter 20" in the Fourth Circuit

In the complex landscape of consumer bankruptcy, the "Chapter 20" strategy remains one of the most powerful tools for debtors—provided it is executed with precision. By strategically filing a Chapter 7 to secure a personal discharge before immediately following with a Chapter 13 to address mortgage arrears, practitioners can provide clients with a fresh start while saving their homes.

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Join Daniel Staeven and Alon Nager on April 23 at 3 PM for a closer look into the practical application of this strategy, with a specific focus on important implications following the Saenz decision in the Tenth Circuit.

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