Bankruptcy Law

What Does Bankruptcy Mean For Me? Peace of Mind and a Fresh Start.

Financial Freedom During Difficult Times

Have you finally reached the point where things seem out of control? Have creditors become more aggressive and worrisome? Are you unsure how to regain your financial footing? One conversation might be all it takes to turn your situation around.

Get in touch with the experienced bankruptcy team at Frost Law for a free consultation. You provide the facts, and we'll provide the details about the best ways to help you get the fresh start that you are desperately looking for.

Not only skilled and knowledgeable about bankruptcy laws, rules, and requirements, our team genuinely cares about you and wants to secure the best outcome for you and your family or business. We'll work both for and with you to help you achieve your goals.

Scared by the bankruptcy process? Let our reassuring and devoted team of bankruptcy attorneys and professionals eliminate your fears.

Bankruptcy Gavel
Bankruptcy lawyer meeting
Chapter 7 Bankruptcy documents
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You can call us at 410-497-5947 or fill out our contact form. Let the team at Frost Law walk you through the whole process, and help you start living a debt-free life.

Understanding Chapter 7, Chapter 11 & Chapter 13

Considering bankruptcy but don't know which applies to you and where you might find the most relief? Our team can assess the situation and help you determine which type of bankruptcy makes the most sense for you.

Chapter 7
  • Not required to pay back any financial obligations
  • Required to sell non-exempt assets to pay back creditors
  • Assets can be liquidated to cover debts
Chapter 11
  • Most often sought by large businesses, but also helps small businesses and certain individuals
  • Voluntary – filed by the business or individual
    Involuntary – filed by creditors
  • Repay creditors based on budget
Chapter 13
  • Gives individuals with steady income a 3 or 5-year repayment plan to pay back all or a portion of their debts
  • Creditors cannot make collection efforts during this period
  • Saves your property from foreclosure

Understanding Student Loan Bankruptcy

Our bankruptcy lawyers can analyze your financial situation and determine whether your student loans can be discharged or not. Dan Staeven, an experienced bankruptcy attorney has helped individuals navigate their bankruptcy needs. What loans can we help with?

Federal Loans
  • Direct Subsidized Loans
  • Direct Unsubsidized Loans
  • Parent PLUS Loans
  • Graduate PLUS Loans
  • Direct Consolidation Loans
Private Student Loans
  • Private Student Loans
  • Private Parent Loans
Stafford Loans
  • Subsidized
  • Unsubsidized

Taking Steps Towards Financial Freedom

Frost Law can help you take your first step towards your financial freedom.

We'll begin with a free initial consultation with one of our attorneys, who are well-versed in bankruptcy and its various forms. Consultations typically occur the day of your call, a timely response you can count on throughout your experience at Frost Law.

Whether you feel that your bankruptcy case is simple and straightforward, or expect lots of twists and turns along the way, you'll have our entire office in your corner. Let us be the advocate who can give you legal advice, handle your paperwork, and represent you at hearings.

We treat our clients like partners and care deeply about their financial success.


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Meet the Bankruptcy Law Team

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